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Reuben Rowley is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4177477), MN, MO, SC, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Reuben Rowley is licensed and authorized to offer insurance in California, but Mountain Sage Financial may not be. For additional information on California licensure status, please click here.

Reuben Rowley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 21 E 100 N Ste 104, American Fork, UT, 84003, 801-756-3111. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Reuben Rowley is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, and UT. As such, these services are strictly intended for individuals residing in the states referenced.

Richard Rowley is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #3198727), AZ, CO, MN, MO, SC, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Richard Rowley is licensed and authorized to offer insurance in Arkansas, but Mountain Sage Financial may not be. For additional information on Arkansas licensure status, please click here.

Richard Rowley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 21 E 100 N Ste 104, American Fork, UT, 84003, 801-756-3111. In this regard, this communication is strictly intended for individuals residing in the states of CO, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Mountain Sage Financial is not owned or operated by New York Life Insurance Company or its affiliates.

Neither Mountain Sage Financial nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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