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Find clarity. Build momentum. Take control.

EVERY JOURNEY HAS A STARTING POINT. WE HELP YOU TAKE THE NEXT RIGHT STEP—WITH PURPOSE, NOT GUESSWORK.
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Choose Your Route

Maybe it’s that one financial decision you’ve been putting off—something simple but important, sitting on your to-do list for too long. Or maybe you’re ready for a more strategic shift—because your financial life has outgrown the patchwork fixes, and the stakes are too high to keep guessing.

At Mountain Sage Financial, we offer two distinct paths forward: one to help you take care of what’s urgent, and one to elevate your entire financial picture. You choose the route—we’ll help you move forward with clarity, purpose, and follow-through.

The Two Routes We Offer

Both paths are rooted in trust, structure, and follow-through.

But they’re designed for different seasons, needs, and levels of complexity.

Route 1

The Foundations Approach

Tactical planning to address what's urgent-insurance, investments, or a financial issue you've waited too long to tackle.

Built for:

  • Professionals tired of letting important financial decisions slip through the cracks

  • Families who want to feel more in control and confident about what's next

  • People who just want to "get this part of life handled"-with trusted guidance

See How Foundations Can Help You
Route 2

The Elevate Approach

One to bring your entire financial life into focus—creating a system that turns complexity into clarity, and your goals into a plan.

Built for:

  • Professionals who feel like they're doing well-but know there's a better way

  • People craving more alignment, clarity, and structure across their financial life

  • Those ready to trade overwhelm and guesswork for confidence and direction

See How Elevate Can Help You

Two clear paths. One shared foundation of trust, structure, and follow-through.

One is for the next decision. One is for the bigger picture.

Both are built to meet you where you are—and move you forward with clarity.

OUR LOCATION

21 E 100 North, Suite 104
American Fork, UT 84003

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CONTACT US

Phone: 801-756-3111
rmrowley@ft.newyorklife.com
rrowley@ft.newyorklife.com

Schedule a Meeting
Disclosure

Reuben Rowley is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4177477), MN, MO, SC, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Reuben Rowley is licensed and authorized to offer insurance in California, but Mountain Sage Financial may not be. For additional information on California licensure status, please click here.

Reuben Rowley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 21 E 100 N Ste 104, American Fork, UT, 84003, 801-756-3111. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Reuben Rowley is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, and UT. As such, these services are strictly intended for individuals residing in the states referenced.

Richard Rowley is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #3198727), AZ, CO, MN, MO, SC, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Richard Rowley is licensed and authorized to offer insurance in Arkansas, but Mountain Sage Financial may not be. For additional information on Arkansas licensure status, please click here.

Richard Rowley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 21 E 100 N Ste 104, American Fork, UT, 84003, 801-756-3111. In this regard, this communication is strictly intended for individuals residing in the states of CO, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Mountain Sage Financial is not owned or operated by New York Life Insurance Company or its affiliates.

Neither Mountain Sage Financial nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

Click Here
  • FIND YOUR ROUTE
    • Choose Your Route
    • Foundations Approach
    • Elevate Approach
    • Client Stories
  • BUILT TO GUIDE YOU
    • About Mountain Sage
    • Meet Your Guides
    • FAQ
  • CLIENT HUB
  • SAGE ADVICE
    • Articles
    • Videos
    • Calculators
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