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Turn Hard Work into Lasting Freedom.

Actionable Financial Strategies for Hands-On Professionals Who Want To Master Cash Flow, Align Money and Life, and Protect What You’ve Built.
See What’s Possible

Built For Professionals Ready For More

You’ve worked hard to get to where you are.
Now let’s make your money work just as hard.

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Trades Professionals


Skilled professionals in construction,
electrical, and mechanical trades

Pain Points:
  • You're earning more-but still unsure where it's all going.

  • You've worked hard to get here, but the next step isn't clear.

  • You want to build something that lasts, not just trade hours for a paycheck.

Learn More

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Healthcare Professionals


Hands-on clinicians across nursing,
therapy, and advanced practice roles

Pain Points:
  • You're constantly juggling your work, your family, and your finances-and something always feels neglected.

  • You help everyone else thrive, but your own well-being feels like an afterthought.

  • You want to enjoy today without sacrificing tomorrow-but you're tired of trying to figure it out alone.

Learn More

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Small Business Owners


Entrepreneurs and owner-operators
in service-based industries

Pain Points:
  • The business runs-but it's running your life.

  • You want to invest in your team without ignoring your own future.

  • You didn't build this just to keep working- you want it to mean something.

Learn More

Read Their Stories
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You show up early. Stay late. Carry the pressure.

From job sites to hospital floors to family businesses across the Intermountain West—you keep your community running.
We’re here to carry the financial side—so you can move forward with confidence.

Learn What It’s Like to Be a Mountain Sage Client
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Why Mountain Sage?


  • Built for hands-on professionals—from income to financial independence.

    • Your path to long-term freedom starts with where you are today.

  • Actionable strategies—so you can move from knowing to doing.

    • Clear steps. Real progress. Built around your life.

  • 128+ years of genuine, enduring partnerships.

    • Trust that lasts. Relationships that grow as you do.

Meet the Team

OUR LOCATION


21 E 100 North, Suite 104
American Fork, UT 84003

Get Directions
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CONTACT US


Phone: 801-756-3111
rmrowley@ft.newyorklife.com
rrowley@ft.newyorklife.com

Schedule a Meeting
Disclosure

Reuben Rowley is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4177477), MN, MO, SC, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Reuben Rowley is licensed and authorized to offer insurance in California, but Mountain Sage Financial may not be. For additional information on California licensure status, please click here.

Reuben Rowley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 21 E 100 N Ste 104, American Fork, UT, 84003, 801-756-3111. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Reuben Rowley is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, and UT. As such, these services are strictly intended for individuals residing in the states referenced.

Richard Rowley is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #3198727), AZ, CO, MN, MO, SC, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Richard Rowley is licensed and authorized to offer insurance in Arkansas, but Mountain Sage Financial may not be. For additional information on Arkansas licensure status, please click here.

Richard Rowley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 21 E 100 N Ste 104, American Fork, UT, 84003, 801-756-3111. In this regard, this communication is strictly intended for individuals residing in the states of CO, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Mountain Sage Financial is not owned or operated by New York Life Insurance Company or its affiliates.

Neither Mountain Sage Financial nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

Click Here
  • FIND YOUR ROUTE
    • Choose Your Route
    • Foundations Approach
    • Elevate Approach
    • Client Stories
  • BUILT TO GUIDE YOU
    • About Mountain Sage
    • Meet Your Guides
    • FAQ
  • CLIENT HUB
  • SAGE ADVICE
    • Articles
    • Videos
    • Calculators
  • GET IN TOUCH

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